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Glossary of WCB Terms

Unions


As a general rule, all for-profit unions in New York State need coverage – no exceptions.

A union that is established as a nonprofit entity and pays salaries and/or stipends to anyone, including its union officers and/or shop stewards, is required to obtain a New York State's workers' compensation insurance policy in that union's name. Money used solely to offset expenses incurred while performing activities for the nonprofit are not counted as stipends.

If a union is established as a nonprofit entity and does not pay salaries and/or stipends to anyone, then that union is exempt from New York State workers' compensation insurance requirements. Money used solely to offset expenses incurred while performing activities for the nonprofit are not counted as stipends.