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Workers' Compensation Board

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Workers' Compensation Coverage


New York State Insurance Fund (NYSIF) Information

This information is provided by the New York State Workers' Compensation Board to give small businesses quick and direct access to workers' compensation information. It is not intended to serve as an endorsement of the New York State Insurance Fund or any other insurance carrier. The Workers' Compensation Board, New York State Insurance Fund and Compensation Insurance Rating Board (CIRB) are three separate and distinct entities.

The New York State Insurance Fund (NYSIF) was established in 1914 as part of the original enactment of the New York State Workers' Compensation Law. NYSIF's mission is to guarantee the availability of workers' compensation insurance at the lowest possible cost to New York employers and to provide timely, appropriate indemnity and medical payments to injured workers, while maintaining a solvent fund. Since inception, NYSIF has fulfilled the dual roles for which it was created: to compete with other carriers to ensure a fair market place and to be a guaranteed source of coverage for employers who cannot secure coverage elsewhere. A self-supporting insurance carrier, NYSIF operates without taxpayer funding.

In addition to workers' compensation insurance, NYSIF provides disability benefits coverage for off-the-job injuries. In 2018, NYSIF added Paid Family leave as a component of its disability benefits product, providing New Yorkers with job-protected, paid time away from work to care for their families.

The NYSIF website Link to External Website can provide more information regarding the services they provide, such as:

  • Applying for workers' comp or disability benefits coverage
  • Validating a certificate of insurance
  • Preparing for a NYSIF audit
  • Workplace safety and health
  • NYSIF benefit payment direct deposit
  • NYSIF claimant information packet for NYSIF policyholders