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Glossary of WCB Terms

Independent Contractors

True independent contractors and subcontractors are not considered employees under the NYS Disability Benefits Law.

Independent Contractors - Certain Licensed Insurance Agents

Licensed Insurance Agents or Brokers are independent contractors if the Licensed Insurance Agent or Broker:

Independent Contractors - Certain Licensed Real Estate Agents

Licensed Real Estate Brokers or Real Estate Sales Associates are independent contractors IF the Licensed Real Estate Broker or Sales Associate: